Directions: Pre-Retirement Planning Seminars

Retirement Planning Tips for New York State Employees

Tip of the Month (taken directly from the Self-Help Guide)

I am eligible to retire but don't want to start collecting my pension benefits. Can I still have health insurance coverage?

If you are eligible to retire and delay collecting your State pension, you may continue your New York State Health Insurance Program (NYSHIP) coverage as a retiree if you meet the eligibility requirements. Ask your Health Benefits Administrator about "constructive retirement." With this option you must pay the health insurance premium (if any) directly to the Employee Benefits Division. For more information, go to the Department of Civil Service website at or call the Employee Benefits Division at (800) 833-4344.


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