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Pre-Retirement Planning Self-Help Guide for New York State Employees

Table of Contents

INTRODUCTION

USING THE SELF-HELP GUIDE

Chapter 1 — RETIREMENT PLANNING

Chapter 2 — LIFESTYLE CHANGES

Chapter 3 — HEALTH AND WELLNESS

Chapter 4 — HOUSING OPTIONS

Chapter 5 — EMPLOYMENT CONSIDERATIONS

Chapter 6 — BUDGETING AND FINANCIAL PLANNING

Chapter 7 — LEGAL AFFAIRS

Chapter 8 — NYS DEFERRED COMPENSATION PLAN

Chapter 9 — NYS AND LOCAL EMPLOYEES' RETIREMENT SYSTEM

Chapter 10 — HEALTH INSURANCE COVERAGE

Chapter 11 — SOCIAL SECURITY AND MEDICARE

Retirement Checklist

The New York State Office for the Aging does not warrant or make any representation as to the quality, content, accuracy, or completeness of the information contained in the publications and web sites listed in this Guide. The information has been compiled from a variety of sources and is subject to change without notice. The New York State Office for the Aging can make no representation, or be responsible for, any commercial, or other services or products contained in the publications or web sites referenced herein, and no expressed or implied endorsement can be made by the State Office for the Aging for such publications or web sites.